Our Difference

Expansive Menu of Wealth Management Strategies

INVESTMENT PLANNING

  • Asset allocation
  • Portfolio design
  • Diversification strategies
  • Alternative investments
  • Fixed-income strategies
  • Investment policy statement
  • Needs assessment
  • Monitoring and review

TAX PLANNING

  • Tax-optimized investing
  • Charitable planning
  • Trust services
  • Tax-loss harvesting
  • Tax burden reduction
  • Estate tax planning

RETIREMENT PLANNING

  • Distribution planning
  • IRA contributions and rollovers
  • Income projection analysis
  • Employer-sponsored plans and 401(k)s
  • Social security and Medicare
  • Self-employed retirement plans
  • Retirement goal setting

ESTATE PLANNING

  • Tax reduction
  • Wealth transfer
  • Charitable giving
  • Trust Services
  • Wills
  • Irrevocable life insurance trusts

RISK MANAGEMENT

  • Life insurance analysis and design
  • Long-term Care insurance
  • Income replacement
  • Disability protection
  • Creditor protection
  • Elder care planning
  • Divorce
  • Incapacitation and control of assets

EDUCATION PLANNING

  • Education savings accounts
  • 529 college savings plans
  • UGMA/UTMA accounts
  • Trust services

BUSINESS PLANNING

  • Business succession
  • Buy-sell agreements
  • Non-qualified retirement plans
  • Key employee retention